Iserve Residential Lending in Oregon vs the state
6.0%Denial rate-9.29 pts vs state
8.8%Decision denial rate-10.39 pts vs state
59.0%Origination rate-1.58 pts vs state
6.63%Median rate-0.13 pts vs state
0.36Rate spread (pts)+0.08 pts vs state
$114kMedian applicant income
49Loans originated
5Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 5 | 0.0% | 6.88% | #351 |
| 2024 | 42 | 29 | 2.4% | 6.38% | #218 |
| 2025 | 83 | 49 | 6.0% | 6.63% | #180 |
What Iserve Residential Lending lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Iserve Residential Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lane County | 45 | 20 | 3 | 6.7% |
| Coos County | 24 | 19 | 0 | 0.0% |
| Douglas County | 2 | 1 | 1 | 50.0% |
| Lincoln County | 2 | 2 | 0 | 0.0% |
| Linn County | 2 | 1 | 1 | 50.0% |
| Josephine County | 2 | 1 | 0 | 0.0% |
| Klamath County | 1 | 1 | 0 | 0.0% |
| Benton County | 1 | 0 | 0 | 0.0% |
| Marion County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 83 applications in 2025, of which 49 were originated and 5 denied.
6.0% of all applications, or 8.8% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Iserve Residential Lending originated in Oregon in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Iserve Residential Lending's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology