Iserve Residential Lending in Georgia vs the state
1.4%Denial rate-17.84 pts vs state
1.7%Decision denial rate-23.36 pts vs state
78.6%Origination rate+24.53 pts vs state
6.63%Median rate0.00 pts vs state
0.76Rate spread (pts)+0.49 pts vs state
$126kMedian applicant income
114Loans originated
2Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 147 | 106 | 0.7% | 6.75% | #261 |
| 2024 | 146 | 110 | 1.4% | 6.63% | #274 |
| 2025 | 145 | 114 | 1.4% | 6.63% | #291 |
What Iserve Residential Lending lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Iserve Residential Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cobb County | 15 | 14 | 0 | 0.0% |
| Gwinnett County | 14 | 10 | 1 | 7.1% |
| Cherokee County | 10 | 9 | 0 | 0.0% |
| Hall County | 7 | 5 | 0 | 0.0% |
| Fulton County | 7 | 7 | 0 | 0.0% |
| Forsyth County | 6 | 5 | 0 | 0.0% |
| DeKalb County | 5 | 5 | 0 | 0.0% |
| Coweta County | 4 | 2 | 0 | 0.0% |
| Walton County | 4 | 4 | 0 | 0.0% |
| Paulding County | 4 | 4 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 145 applications in 2025, of which 114 were originated and 2 denied.
1.4% of all applications, or 1.7% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Iserve Residential Lending originated in Georgia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Iserve Residential Lending's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology