Ipava State Bank in Illinois vs the state
14.5%Denial rate-2.66 pts vs state
14.6%Decision denial rate-7.05 pts vs state
83.1%Origination rate+24.39 pts vs state
—Median rate
—Rate spread (pts)
$78kMedian applicant income
69Loans originated
12Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 69 | 59 | 11.6% | — | #398 |
| 2024 | 68 | 56 | 14.7% | — | #402 |
| 2025 | 83 | 69 | 14.5% | — | #374 |
What Ipava State Bank lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most Ipava State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 56 | 46 | 9 | 16.1% |
| Tazewell County | 9 | 8 | 1 | 11.1% |
| Peoria County | 5 | 5 | 0 | 0.0% |
| McDonough County | 4 | 2 | 2 | 50.0% |
| Woodford County | 2 | 1 | 0 | 0.0% |
| Schuyler County | 2 | 2 | 0 | 0.0% |
| McLean County | 1 | 1 | 0 | 0.0% |
| Adams County | 1 | 1 | 0 | 0.0% |
| Mason County | 1 | 1 | 0 | 0.0% |
| Cass County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 83 applications in 2025, of which 69 were originated and 12 denied.
14.5% of all applications, or 14.6% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Ipava State Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology