Investor Mortgage Finance in Washington vs the state
28.1%Denial rate+12.42 pts vs state
37.2%Decision denial rate+17.67 pts vs state
47.4%Origination rate-13.69 pts vs state
7.05%Median rate+0.42 pts vs state
—Rate spread (pts)
—Median applicant income
27Loans originated
16Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 37 | 21 | 16.2% | 6.93% | #314 |
| 2025 | 57 | 27 | 28.1% | 7.05% | #285 |
What Investor Mortgage Finance lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 57 applications in 2025, of which 27 were originated and 16 denied.
28.1% of all applications, or 37.2% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Investor Mortgage Finance originated in Washington in 2025 was 7.05%, against a statewide median of 6.63%.
About this data. Figures are Investor Mortgage Finance's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology