Interstate Home Loan Center in New Jersey vs the state
4.3%Denial rate-13.43 pts vs state
7.4%Decision denial rate-15.64 pts vs state
53.2%Origination rate-2.49 pts vs state
6.88%Median rate+0.13 pts vs state
0.52Rate spread (pts)+0.24 pts vs state
$120kMedian applicant income
25Loans originated
2Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 13 | 0.0% | 7.13% | #432 |
| 2024 | 16 | 11 | 0.0% | 7.63% | #484 |
| 2025 | 47 | 25 | 4.3% | 6.88% | #370 |
What Interstate Home Loan Center lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Interstate Home Loan Center applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mercer County | 8 | 4 | 0 | 0.0% |
| Essex County | 7 | 3 | 0 | 0.0% |
| Passaic County | 6 | 3 | 0 | 0.0% |
| Bergen County | 4 | 1 | 0 | 0.0% |
| Camden County | 4 | 2 | 0 | 0.0% |
| Union County | 3 | 1 | 1 | 33.3% |
| Somerset County | 3 | 2 | 0 | 0.0% |
| Hudson County | 2 | 2 | 0 | 0.0% |
| Morris County | 2 | 0 | 0 | 0.0% |
| Sussex County | 2 | 2 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 47 applications in 2025, of which 25 were originated and 2 denied.
4.3% of all applications, or 7.4% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Interstate Home Loan Center originated in New Jersey in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are Interstate Home Loan Center's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology