Integrity Home Mortgage in Maryland vs the state
4.9%Denial rate-13.88 pts vs state
5.8%Decision denial rate-18.36 pts vs state
73.2%Origination rate+17.51 pts vs state
6.63%Median rate0.00 pts vs state
0.46Rate spread (pts)+0.21 pts vs state
$114kMedian applicant income
134Loans originated
9Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 126 | 100 | 0.8% | 7.00% | #186 |
| 2024 | 204 | 153 | 2.5% | 6.75% | #150 |
| 2025 | 183 | 134 | 4.9% | 6.63% | #171 |
What Integrity Home Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Integrity Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 91 | 65 | 4 | 4.4% |
| Frederick County | 51 | 40 | 1 | 2.0% |
| Carroll County | 13 | 9 | 2 | 15.4% |
| Montgomery County | 8 | 8 | 0 | 0.0% |
| Allegany County | 5 | 2 | 2 | 40.0% |
| Baltimore city | 4 | 2 | 0 | 0.0% |
| Worcester County | 2 | 2 | 0 | 0.0% |
| Anne Arundel County | 2 | 2 | 0 | 0.0% |
| Baltimore County | 2 | 2 | 0 | 0.0% |
| Prince George's County | 1 | 0 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 183 applications in 2025, of which 134 were originated and 9 denied.
4.9% of all applications, or 5.8% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Integrity Home Mortgage originated in Maryland in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Integrity Home Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology