Ice Lender Holdings in Virginia vs the state
37.9%Denial rate+21.99 pts vs state
64.7%Decision denial rate+44.46 pts vs state
20.7%Origination rate-38.83 pts vs state
7.56%Median rate+0.93 pts vs state
—Rate spread (pts)
—Median applicant income
6Loans originated
11Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 2 | 30.8% | 8.81% | #535 |
| 2024 | 29 | 11 | 17.2% | 7.88% | #434 |
| 2025 | 29 | 6 | 37.9% | 7.56% | #447 |
What Ice Lender Holdings lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Ice Lender Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Henrico County | 6 | 1 | 5 | 83.3% |
| Petersburg city | 5 | 1 | 1 | 20.0% |
| Fairfax County | 4 | 1 | 2 | 50.0% |
| Danville city | 2 | 0 | 0 | 0.0% |
| Lynchburg city | 2 | 0 | 0 | 0.0% |
| Bedford County | 1 | 0 | 1 | 100.0% |
| Chesterfield County | 1 | 0 | 0 | 0.0% |
| Newport News city | 1 | 0 | 0 | 0.0% |
| Roanoke city | 1 | 1 | 0 | 0.0% |
| Charlottesville city | 1 | 0 | 1 | 100.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 29 applications in 2025, of which 6 were originated and 11 denied.
37.9% of all applications, or 64.7% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Ice Lender Holdings originated in Virginia in 2025 was 7.56%, against a statewide median of 6.63%.
About this data. Figures are Ice Lender Holdings's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology