Ice Lender Holdings in New Jersey vs the state
17.0%Denial rate-0.74 pts vs state
27.6%Decision denial rate+4.57 pts vs state
44.4%Origination rate-11.25 pts vs state
7.38%Median rate+0.63 pts vs state
—Rate spread (pts)
—Median applicant income
283Loans originated
108Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 479 | 143 | 29.7% | 8.00% | #98 |
| 2024 | 594 | 205 | 31.3% | 7.75% | #95 |
| 2025 | 637 | 283 | 17.0% | 7.38% | #96 |
What Ice Lender Holdings lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Ice Lender Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Essex County | 134 | 50 | 25 | 18.7% |
| Monmouth County | 88 | 38 | 21 | 23.9% |
| Hudson County | 64 | 21 | 10 | 15.6% |
| Ocean County | 59 | 33 | 11 | 18.6% |
| Bergen County | 37 | 12 | 4 | 10.8% |
| Mercer County | 34 | 10 | 7 | 20.6% |
| Union County | 34 | 20 | 3 | 8.8% |
| Burlington County | 32 | 23 | 3 | 9.4% |
| Camden County | 26 | 8 | 9 | 34.6% |
| Passaic County | 24 | 14 | 1 | 4.2% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 637 applications in 2025, of which 283 were originated and 108 denied.
17.0% of all applications, or 27.6% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Ice Lender Holdings originated in New Jersey in 2025 was 7.38%, against a statewide median of 6.75%.
About this data. Figures are Ice Lender Holdings's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology