Ice Lender Holdings in Maryland vs the state
25.9%Denial rate+7.13 pts vs state
42.4%Decision denial rate+18.29 pts vs state
35.2%Origination rate-20.52 pts vs state
7.50%Median rate+0.88 pts vs state
—Rate spread (pts)
—Median applicant income
19Loans originated
14Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 23 | 5 | 47.8% | 8.38% | #378 |
| 2024 | 64 | 11 | 34.4% | 7.75% | #275 |
| 2025 | 54 | 19 | 25.9% | 7.50% | #311 |
What Ice Lender Holdings lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Ice Lender Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore city | 20 | 4 | 7 | 35.0% |
| Prince George's County | 12 | 5 | 2 | 16.7% |
| Anne Arundel County | 6 | 1 | 2 | 33.3% |
| Baltimore County | 6 | 4 | 0 | 0.0% |
| Montgomery County | 2 | 1 | 0 | 0.0% |
| Frederick County | 1 | 1 | 0 | 0.0% |
| Harford County | 1 | 0 | 1 | 100.0% |
| Washington County | 1 | 0 | 1 | 100.0% |
| Wicomico County | 1 | 1 | 0 | 0.0% |
| Dorchester County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 54 applications in 2025, of which 19 were originated and 14 denied.
25.9% of all applications, or 42.4% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Ice Lender Holdings originated in Maryland in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Ice Lender Holdings's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology