Howard Hanna Financial Services · South Carolina · 2025

Howard Hanna Financial Services in South Carolina: approval rate, denial rate and rates (2025)

Howard Hanna Financial Services took 201 mortgage applications in South Carolina in 2025, ranking #186 of 1,143 lenders active in the state. It originated 82.6% of them and denied 1.5% (1.8% of the applications it decided), against a statewide denial rate of 18.3%.

201Applicationsin SC
1.8%Decision denial ratestate 23.5%
6.50%Median ratestate 6.50%
$285,000Median loanstate $225,000
$54MVolume18 counties

Howard Hanna Financial Services in South Carolina vs the state

1.5%Denial rate-16.82 pts vs state
1.8%Decision denial rate-21.71 pts vs state
82.6%Origination rate+25.98 pts vs state
6.50%Median rate0.00 pts vs state
0.12Rate spread (pts)-0.10 pts vs state
$108kMedian applicant income
166Loans originated
3Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231391092.2%6.88%#206
20242051694.4%6.63%#168
20252011661.5%6.50%#186

What Howard Hanna Financial Services lends in South Carolina

By loan purpose

Home purchase 189 94% · 1.1% denied
Refinance 9 4% · 11.1% denied
Cash-out refinance 2 1% · 0.0% denied
Other / HELOC 1 0% · 0.0% denied

By loan type

Conventional 151 75% · 0.7% denied
FHA 31 15% · 3.2% denied
VA 16 8% · 6.3% denied
USDA / RHS 3 1% · 0.0% denied

Why it denied South Carolina applicants

Credit history 1 33%
Collateral 1 33%
Incomplete application 1 33%

Where in South Carolina

Counties with the most Howard Hanna Financial Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
York County 95811 1.1%
Greenville County 33250 0.0%
Lancaster County 18140 0.0%
Spartanburg County 17140 0.0%
Chester County 550 0.0%
Pickens County 440 0.0%
Anderson County 440 0.0%
Fairfield County 440 0.0%
Oconee County 430 0.0%
Horry County 321 33.3%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 201 applications in 2025, of which 166 were originated and 3 denied.

1.5% of all applications, or 1.8% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Howard Hanna Financial Services originated in South Carolina in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are Howard Hanna Financial Services's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology