Homexpress Mortgage in Indiana vs the state
51.4%Denial rate+34.85 pts vs state
52.2%Decision denial rate+32.01 pts vs state
43.9%Origination rate-18.38 pts vs state
7.75%Median rate+1.00 pts vs state
1.16Rate spread (pts)+0.79 pts vs state
$261kMedian applicant income
93Loans originated
109Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 78 | 38 | 50.0% | 8.50% | #281 |
| 2024 | 204 | 104 | 47.6% | 8.38% | #188 |
| 2025 | 212 | 93 | 51.4% | 7.75% | #193 |
What Homexpress Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Homexpress Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 73 | 34 | 33 | 45.2% |
| Lake County | 26 | 12 | 13 | 50.0% |
| St. Joseph County | 19 | 7 | 12 | 63.2% |
| Jackson County | 13 | 0 | 13 | 100.0% |
| Howard County | 8 | 6 | 2 | 25.0% |
| Allen County | 8 | 5 | 3 | 37.5% |
| Bartholomew County | 8 | 0 | 8 | 100.0% |
| Hamilton County | 7 | 2 | 4 | 57.1% |
| Jennings County | 6 | 0 | 6 | 100.0% |
| Johnson County | 6 | 4 | 2 | 33.3% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 212 applications in 2025, of which 93 were originated and 109 denied.
51.4% of all applications, or 52.2% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Homexpress Mortgage originated in Indiana in 2025 was 7.75%, against a statewide median of 6.75%.
About this data. Figures are Homexpress Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology