Homexpress Mortgage in Arizona vs the state
41.4%Denial rate+25.17 pts vs state
41.5%Decision denial rate+21.09 pts vs state
57.5%Origination rate-2.01 pts vs state
7.38%Median rate+0.88 pts vs state
1.39Rate spread (pts)+1.17 pts vs state
$246kMedian applicant income
254Loans originated
183Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 281 | 160 | 41.6% | 8.13% | #139 |
| 2024 | 303 | 164 | 44.6% | 7.75% | #132 |
| 2025 | 442 | 254 | 41.4% | 7.38% | #122 |
What Homexpress Mortgage lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Homexpress Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 267 | 146 | 117 | 43.8% |
| Mohave County | 52 | 37 | 15 | 28.8% |
| Pima County | 45 | 22 | 23 | 51.1% |
| Pinal County | 22 | 12 | 10 | 45.5% |
| Yavapai County | 20 | 10 | 10 | 50.0% |
| Yuma County | 16 | 10 | 6 | 37.5% |
| Cochise County | 6 | 5 | 1 | 16.7% |
| Gila County | 6 | 5 | 1 | 16.7% |
| Coconino County | 5 | 5 | 0 | 0.0% |
| Navajo County | 2 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 442 applications in 2025, of which 254 were originated and 183 denied.
41.4% of all applications, or 41.5% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Homexpress Mortgage originated in Arizona in 2025 was 7.38%, against a statewide median of 6.50%.
About this data. Figures are Homexpress Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology