Homebridge Financial Services in New Jersey vs the state
15.2%Denial rate-2.51 pts vs state
17.3%Decision denial rate-5.71 pts vs state
70.1%Origination rate+14.46 pts vs state
10.16%Median rate+3.41 pts vs state
0.32Rate spread (pts)+0.04 pts vs state
$154kMedian applicant income
989Loans originated
214Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,196 | 678 | 28.7% | 7.50% | #55 |
| 2024 | 1,048 | 645 | 24.5% | 10.85% | #55 |
| 2025 | 1,410 | 989 | 15.2% | 10.16% | #53 |
What Homebridge Financial Services lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bergen County | 152 | 107 | 26 | 17.1% |
| Essex County | 148 | 104 | 27 | 18.2% |
| Ocean County | 148 | 101 | 20 | 13.5% |
| Middlesex County | 140 | 99 | 29 | 20.7% |
| Monmouth County | 131 | 107 | 10 | 7.6% |
| Passaic County | 111 | 80 | 16 | 14.4% |
| Hudson County | 98 | 68 | 20 | 20.4% |
| Union County | 81 | 50 | 15 | 18.5% |
| Morris County | 64 | 44 | 9 | 14.1% |
| Burlington County | 62 | 45 | 5 | 8.1% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 1,410 applications in 2025, of which 989 were originated and 214 denied.
15.2% of all applications, or 17.3% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Homebridge Financial Services originated in New Jersey in 2025 was 10.16%, against a statewide median of 6.75%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology