Homebridge Financial Services in Arizona vs the state
12.3%Denial rate-3.94 pts vs state
14.1%Decision denial rate-6.31 pts vs state
72.5%Origination rate+13.00 pts vs state
10.23%Median rate+3.72 pts vs state
0.06Rate spread (pts)-0.16 pts vs state
$118kMedian applicant income
590Loans originated
100Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,164 | 618 | 28.6% | 11.25% | #56 |
| 2024 | 803 | 503 | 22.9% | 10.85% | #79 |
| 2025 | 814 | 590 | 12.3% | 10.23% | #82 |
What Homebridge Financial Services lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 551 | 403 | 59 | 10.7% |
| Pima County | 87 | 64 | 12 | 13.8% |
| Pinal County | 58 | 42 | 8 | 13.8% |
| Yavapai County | 33 | 25 | 5 | 15.2% |
| Mohave County | 30 | 22 | 2 | 6.7% |
| Cochise County | 14 | 8 | 3 | 21.4% |
| Gila County | 10 | 6 | 3 | 30.0% |
| Yuma County | 9 | 7 | 1 | 11.1% |
| Navajo County | 7 | 5 | 2 | 28.6% |
| Coconino County | 7 | 4 | 2 | 28.6% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 814 applications in 2025, of which 590 were originated and 100 denied.
12.3% of all applications, or 14.1% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Homebridge Financial Services originated in Arizona in 2025 was 10.23%, against a statewide median of 6.50%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology