Home Loan Investment Bank in Arkansas vs the state
71.4%Denial rate+53.24 pts vs state
83.3%Decision denial rate+60.20 pts vs state
14.3%Origination rate-42.54 pts vs state
7.95%Median rate+1.33 pts vs state
4.11Rate spread (pts)+3.77 pts vs state
$143kMedian applicant income
1Loans originated
5Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 4 | 25.0% | 9.60% | #313 |
| 2024 | 5 | 2 | 20.0% | 11.10% | #405 |
| 2025 | 7 | 1 | 71.4% | 7.95% | #367 |
What Home Loan Investment Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Home Loan Investment Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Saline County | 2 | 1 | 1 | 50.0% |
| Pulaski County | 1 | 0 | 1 | 100.0% |
| Washington County | 1 | 0 | 0 | 0.0% |
| Drew County | 1 | 0 | 1 | 100.0% |
| Lafayette County | 1 | 0 | 1 | 100.0% |
| Benton County | 1 | 0 | 1 | 100.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 7 applications in 2025, of which 1 were originated and 5 denied.
71.4% of all applications, or 83.3% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Home Loan Investment Bank originated in Arkansas in 2025 was 7.95%, against a statewide median of 6.63%.
About this data. Figures are Home Loan Investment Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology