Holcomb Bank in Illinois vs the state
4.1%Denial rate-13.00 pts vs state
4.8%Decision denial rate-16.92 pts vs state
82.4%Origination rate+23.61 pts vs state
—Median rate
—Rate spread (pts)
$110kMedian applicant income
140Loans originated
7Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 137 | 106 | 8.0% | — | #280 |
| 2024 | 153 | 119 | 9.2% | — | #271 |
| 2025 | 170 | 140 | 4.1% | — | #271 |
What Holcomb Bank lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most Holcomb Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ogle County | 82 | 70 | 3 | 3.7% |
| Winnebago County | 47 | 33 | 4 | 8.5% |
| DeKalb County | 14 | 13 | 0 | 0.0% |
| Lee County | 10 | 7 | 0 | 0.0% |
| Kane County | 4 | 4 | 0 | 0.0% |
| Cook County | 4 | 4 | 0 | 0.0% |
| Kendall County | 2 | 2 | 0 | 0.0% |
| Whiteside County | 2 | 2 | 0 | 0.0% |
| Kankakee County | 1 | 1 | 0 | 0.0% |
| McHenry County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 170 applications in 2025, of which 140 were originated and 7 denied.
4.1% of all applications, or 4.8% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Holcomb Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology