Hanscom Federal Credit Union in Florida vs the state
29.2%Denial rate+8.11 pts vs state
43.8%Decision denial rate+16.51 pts vs state
33.3%Origination rate-19.36 pts vs state
6.44%Median rate-0.19 pts vs state
-0.32Rate spread (pts)-0.59 pts vs state
$122kMedian applicant income
8Loans originated
7Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 12 | 45.7% | 6.63% | #704 |
| 2024 | 27 | 13 | 22.2% | 8.00% | #715 |
| 2025 | 24 | 8 | 29.2% | 6.44% | #732 |
What Hanscom Federal Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Hanscom Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Indian River County | 3 | 2 | 0 | 0.0% |
| Miami-Dade County | 3 | 0 | 0 | 0.0% |
| Palm Beach County | 3 | 1 | 2 | 66.7% |
| Hillsborough County | 3 | 2 | 1 | 33.3% |
| Pinellas County | 2 | 1 | 0 | 0.0% |
| Collier County | 1 | 0 | 0 | 0.0% |
| Manatee County | 1 | 0 | 0 | 0.0% |
| Broward County | 1 | 1 | 0 | 0.0% |
| Pasco County | 1 | 0 | 1 | 100.0% |
| Lee County | 1 | 0 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 24 applications in 2025, of which 8 were originated and 7 denied.
29.2% of all applications, or 43.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Hanscom Federal Credit Union originated in Florida in 2025 was 6.44%, against a statewide median of 6.63%.
About this data. Figures are Hanscom Federal Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology