Hancock County Savings Bank, FSB in Ohio vs the state
20.1%Denial rate+2.40 pts vs state
24.1%Decision denial rate+2.21 pts vs state
62.4%Origination rate+2.49 pts vs state
6.50%Median rate-0.38 pts vs state
-0.15Rate spread (pts)-0.54 pts vs state
$84kMedian applicant income
146Loans originated
47Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 284 | 221 | 10.6% | 6.25% | #168 |
| 2024 | 298 | 196 | 12.8% | 6.50% | #171 |
| 2025 | 234 | 146 | 20.1% | 6.50% | #216 |
What Hancock County Savings Bank, FSB lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Hancock County Savings Bank, FSB applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Columbiana County | 135 | 83 | 32 | 23.7% |
| Jefferson County | 98 | 63 | 15 | 15.3% |
| Mahoning County | 1 | 0 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 234 applications in 2025, of which 146 were originated and 47 denied.
20.1% of all applications, or 24.1% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Hancock County Savings Bank, FSB originated in Ohio in 2025 was 6.50%, against a statewide median of 6.88%.
About this data. Figures are Hancock County Savings Bank, FSB's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology