GTE Federal Credit Union in Maine vs the state
57.1%Denial rate+40.81 pts vs state
57.1%Decision denial rate+37.06 pts vs state
42.9%Origination rate-19.31 pts vs state
7.75%Median rate+0.88 pts vs state
0.47Rate spread (pts)+0.14 pts vs state
$140kMedian applicant income
3Loans originated
4Denied
What GTE Federal Credit Union lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most GTE Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 2 | 0 | 2 | 100.0% |
| Cumberland County | 2 | 2 | 0 | 0.0% |
| Androscoggin County | 1 | 0 | 1 | 100.0% |
| Kennebec County | 1 | 1 | 0 | 0.0% |
| Penobscot County | 1 | 0 | 1 | 100.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 7 applications in 2025, of which 3 were originated and 4 denied.
57.1% of all applications, or 57.1% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans GTE Federal Credit Union originated in Maine in 2025 was 7.75%, against a statewide median of 6.88%.
About this data. Figures are GTE Federal Credit Union's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology