Griffin Funding in Utah vs the state
7.1%Denial rate-8.82 pts vs state
10.0%Decision denial rate-9.18 pts vs state
50.0%Origination rate-13.24 pts vs state
8.50%Median rate+1.88 pts vs state
2.29Rate spread (pts)+2.05 pts vs state
$164kMedian applicant income
7Loans originated
1Denied
What Griffin Funding lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Griffin Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 5 | 2 | 1 | 20.0% |
| Summit County | 3 | 1 | 0 | 0.0% |
| Utah County | 2 | 2 | 0 | 0.0% |
| Cache County | 1 | 0 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Grand County | 1 | 0 | 0 | 0.0% |
| Iron County | 1 | 1 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 14 applications in 2025, of which 7 were originated and 1 denied.
7.1% of all applications, or 10.0% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Griffin Funding originated in Utah in 2025 was 8.50%, against a statewide median of 6.63%.
About this data. Figures are Griffin Funding's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology