Greenwood Credit Union in Arizona vs the state
2.4%Denial rate-13.79 pts vs state
2.4%Decision denial rate-17.97 pts vs state
97.6%Origination rate+38.08 pts vs state
8.49%Median rate+1.99 pts vs state
4.93Rate spread (pts)+4.71 pts vs state
$73kMedian applicant income
40Loans originated
1Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 100 | 50 | 42.0% | 7.99% | #228 |
| 2024 | 94 | 57 | 38.3% | 8.25% | #242 |
| 2025 | 41 | 40 | 2.4% | 8.49% | #335 |
What Greenwood Credit Union lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Greenwood Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 23 | 22 | 1 | 4.3% |
| Pima County | 7 | 7 | 0 | 0.0% |
| Pinal County | 5 | 5 | 0 | 0.0% |
| Mohave County | 2 | 2 | 0 | 0.0% |
| Yavapai County | 2 | 2 | 0 | 0.0% |
| Yuma County | 1 | 1 | 0 | 0.0% |
| Navajo County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 41 applications in 2025, of which 40 were originated and 1 denied.
2.4% of all applications, or 2.4% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Greenwood Credit Union originated in Arizona in 2025 was 8.49%, against a statewide median of 6.50%.
About this data. Figures are Greenwood Credit Union's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology