Greenville in South Carolina vs the state
28.5%Denial rate+10.16 pts vs state
40.2%Decision denial rate+16.72 pts vs state
41.9%Origination rate-14.70 pts vs state
7.50%Median rate+1.00 pts vs state
0.30Rate spread (pts)+0.07 pts vs state
$106kMedian applicant income
184Loans originated
125Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 529 | 238 | 25.9% | 7.49% | #86 |
| 2024 | 384 | 116 | 44.5% | 8.49% | #106 |
| 2025 | 439 | 184 | 28.5% | 7.50% | #110 |
What Greenville lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Greenville applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 344 | 142 | 98 | 28.5% |
| Spartanburg County | 46 | 17 | 12 | 26.1% |
| Anderson County | 20 | 13 | 4 | 20.0% |
| Pickens County | 13 | 5 | 4 | 30.8% |
| Charleston County | 5 | 3 | 2 | 40.0% |
| Laurens County | 5 | 0 | 4 | 80.0% |
| Oconee County | 3 | 3 | 0 | 0.0% |
| Richland County | 1 | 0 | 1 | 100.0% |
| York County | 1 | 1 | 0 | 0.0% |
| Abbeville County | 1 | 0 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 439 applications in 2025, of which 184 were originated and 125 denied.
28.5% of all applications, or 40.2% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Greenville originated in South Carolina in 2025 was 7.50%, against a statewide median of 6.50%.
About this data. Figures are Greenville's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology