Greenbox Loans in Arizona vs the state
4.6%Denial rate-11.68 pts vs state
5.9%Decision denial rate-14.53 pts vs state
71.2%Origination rate+11.73 pts vs state
7.88%Median rate+1.38 pts vs state
1.98Rate spread (pts)+1.76 pts vs state
$157kMedian applicant income
47Loans originated
3Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 86 | 32 | 8.1% | 9.25% | #244 |
| 2024 | 41 | 16 | 4.9% | 9.38% | #327 |
| 2025 | 66 | 47 | 4.6% | 7.88% | #282 |
What Greenbox Loans lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Greenbox Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 48 | 32 | 3 | 6.3% |
| Yavapai County | 4 | 4 | 0 | 0.0% |
| Mohave County | 4 | 3 | 0 | 0.0% |
| Pinal County | 3 | 3 | 0 | 0.0% |
| Navajo County | 2 | 2 | 0 | 0.0% |
| Pima County | 2 | 0 | 0 | 0.0% |
| Coconino County | 1 | 1 | 0 | 0.0% |
| Apache County | 1 | 1 | 0 | 0.0% |
| Yuma County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 66 applications in 2025, of which 47 were originated and 3 denied.
4.6% of all applications, or 5.9% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Greenbox Loans originated in Arizona in 2025 was 7.88%, against a statewide median of 6.50%.
About this data. Figures are Greenbox Loans's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology