Great Southern Bank in Illinois vs the state
10.0%Denial rate-7.12 pts vs state
12.5%Decision denial rate-9.18 pts vs state
70.0%Origination rate+11.26 pts vs state
7.00%Median rate+0.25 pts vs state
0.65Rate spread (pts)+0.27 pts vs state
$155kMedian applicant income
14Loans originated
2Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 9 | 28.6% | 6.75% | #627 |
| 2024 | 12 | 9 | 8.3% | 6.38% | #646 |
| 2025 | 20 | 14 | 10.0% | 7.00% | #594 |
What Great Southern Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Great Southern Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Clair County | 5 | 4 | 1 | 20.0% |
| Rock Island County | 3 | 2 | 1 | 33.3% |
| Henry County | 2 | 1 | 0 | 0.0% |
| Cook County | 2 | 1 | 0 | 0.0% |
| Madison County | 2 | 2 | 0 | 0.0% |
| Bond County | 1 | 1 | 0 | 0.0% |
| DuPage County | 1 | 1 | 0 | 0.0% |
| Ogle County | 1 | 0 | 0 | 0.0% |
| Mercer County | 1 | 0 | 0 | 0.0% |
| Will County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 20 applications in 2025, of which 14 were originated and 2 denied.
10.0% of all applications, or 12.5% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Great Southern Bank originated in Illinois in 2025 was 7.00%, against a statewide median of 6.75%.
About this data. Figures are Great Southern Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology