Great Southern Bank in Arkansas vs the state
40.0%Denial rate+21.81 pts vs state
45.5%Decision denial rate+22.32 pts vs state
48.0%Origination rate-8.83 pts vs state
6.69%Median rate+0.06 pts vs state
0.19Rate spread (pts)-0.15 pts vs state
$84kMedian applicant income
12Loans originated
10Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 46 | 33 | 19.6% | 7.00% | #199 |
| 2024 | 30 | 18 | 13.3% | 7.19% | #235 |
| 2025 | 25 | 12 | 40.0% | 6.69% | #265 |
What Great Southern Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Great Southern Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 17 | 9 | 6 | 35.3% |
| Washington County | 3 | 0 | 2 | 66.7% |
| Faulkner County | 2 | 0 | 2 | 100.0% |
| Boone County | 1 | 1 | 0 | 0.0% |
| Lawrence County | 1 | 1 | 0 | 0.0% |
| Garland County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 25 applications in 2025, of which 12 were originated and 10 denied.
40.0% of all applications, or 45.5% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Great Southern Bank originated in Arkansas in 2025 was 6.69%, against a statewide median of 6.63%.
About this data. Figures are Great Southern Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology