Grand Savings Bank in Oklahoma vs the state
19.0%Denial rate+1.05 pts vs state
19.3%Decision denial rate-3.57 pts vs state
77.6%Origination rate+21.49 pts vs state
—Median rate
—Rate spread (pts)
$86kMedian applicant income
45Loans originated
11Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 80 | 65 | 3.8% | — | #185 |
| 2024 | 59 | 44 | 17.0% | — | #227 |
| 2025 | 58 | 45 | 19.0% | — | #241 |
What Grand Savings Bank lends in Oklahoma
By loan purpose
By loan type
Where in Oklahoma
Counties with the most Grand Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Delaware County | 39 | 32 | 6 | 15.4% |
| Ottawa County | 8 | 7 | 1 | 12.5% |
| Adair County | 4 | 3 | 1 | 25.0% |
| Craig County | 3 | 2 | 1 | 33.3% |
| Cherokee County | 2 | 1 | 0 | 0.0% |
| Mayes County | 2 | 0 | 2 | 100.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 58 applications in 2025, of which 45 were originated and 11 denied.
19.0% of all applications, or 19.3% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Grand Savings Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology