GoodLeap in Maryland vs the state
24.6%Denial rate+5.81 pts vs state
30.1%Decision denial rate+5.96 pts vs state
42.6%Origination rate-13.07 pts vs state
6.69%Median rate+0.06 pts vs state
-0.11Rate spread (pts)-0.35 pts vs state
$95kMedian applicant income
220Loans originated
127Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 124 | 52 | 28.2% | 5.99% | #187 |
| 2024 | 244 | 110 | 24.6% | 5.88% | #128 |
| 2025 | 516 | 220 | 24.6% | 6.69% | #86 |
What GoodLeap lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most GoodLeap applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 99 | 38 | 23 | 23.2% |
| Baltimore County | 81 | 34 | 24 | 29.6% |
| Baltimore city | 59 | 20 | 21 | 35.6% |
| Anne Arundel County | 41 | 21 | 9 | 22.0% |
| Howard County | 35 | 15 | 6 | 17.1% |
| Harford County | 26 | 13 | 9 | 34.6% |
| Montgomery County | 24 | 8 | 3 | 12.5% |
| St. Mary's County | 19 | 7 | 4 | 21.1% |
| Frederick County | 19 | 11 | 5 | 26.3% |
| Charles County | 18 | 10 | 3 | 16.7% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 516 applications in 2025, of which 220 were originated and 127 denied.
24.6% of all applications, or 30.1% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans GoodLeap originated in Maryland in 2025 was 6.69%, against a statewide median of 6.63%.
About this data. Figures are GoodLeap's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology