GoodLeap in Georgia vs the state
23.3%Denial rate+4.07 pts vs state
27.1%Decision denial rate+2.04 pts vs state
49.8%Origination rate-4.25 pts vs state
6.63%Median rate0.00 pts vs state
0.24Rate spread (pts)-0.03 pts vs state
$75kMedian applicant income
475Loans originated
222Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 364 | 136 | 25.6% | 6.13% | #161 |
| 2024 | 636 | 309 | 21.2% | 5.88% | #126 |
| 2025 | 953 | 475 | 23.3% | 6.63% | #96 |
What GoodLeap lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most GoodLeap applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 108 | 48 | 29 | 26.9% |
| DeKalb County | 97 | 52 | 31 | 32.0% |
| Fulton County | 81 | 36 | 23 | 28.4% |
| Cobb County | 71 | 35 | 9 | 12.7% |
| Clayton County | 38 | 16 | 13 | 34.2% |
| Cherokee County | 38 | 23 | 6 | 15.8% |
| Henry County | 37 | 15 | 11 | 29.7% |
| Muscogee County | 34 | 20 | 4 | 11.8% |
| Richmond County | 32 | 11 | 8 | 25.0% |
| Chatham County | 23 | 16 | 2 | 8.7% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 953 applications in 2025, of which 475 were originated and 222 denied.
23.3% of all applications, or 27.1% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans GoodLeap originated in Georgia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are GoodLeap's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology