Goldman Sachs Bank USA in Idaho vs the state
14.3%Denial rate-0.16 pts vs state
16.7%Decision denial rate-0.85 pts vs state
64.3%Origination rate+1.27 pts vs state
5.25%Median rate-1.38 pts vs state
-0.12Rate spread (pts)-0.28 pts vs state
$400kMedian applicant income
9Loans originated
2Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 7 | 3 | 42.9% | 5.55% | #278 |
| 2025 | 14 | 9 | 14.3% | 5.25% | #245 |
What Goldman Sachs Bank USA lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Goldman Sachs Bank USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Blaine County | 8 | 6 | 0 | 0.0% |
| Bonner County | 2 | 2 | 0 | 0.0% |
| Kootenai County | 2 | 1 | 0 | 0.0% |
| Canyon County | 1 | 0 | 1 | 100.0% |
| Bannock County | 1 | 0 | 1 | 100.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 14 applications in 2025, of which 9 were originated and 2 denied.
14.3% of all applications, or 16.7% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Goldman Sachs Bank USA originated in Idaho in 2025 was 5.25%, against a statewide median of 6.63%.
About this data. Figures are Goldman Sachs Bank USA's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology