Gold Star Mortgage Financial Group · Iowa · 2025

Gold Star Mortgage Financial Group in Iowa: approval rate, denial rate and rates (2025)

Gold Star Mortgage Financial Group took 21 mortgage applications in Iowa in 2025, ranking #293 of 739 lenders active in the state. It originated 61.9% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 12.9%.

21Applicationsin IA
0.0%Decision denial ratestate 15.3%
6.99%Median ratestate 6.50%
$185,000Median loanstate $135,000
$2.5MVolume6 counties

Gold Star Mortgage Financial Group in Iowa vs the state

0.0%Denial rate-12.86 pts vs state
0.0%Decision denial rate-15.31 pts vs state
61.9%Origination rate-6.56 pts vs state
6.99%Median rate+0.49 pts vs state
0.87Rate spread (pts)+0.68 pts vs state
$90kMedian applicant income
13Loans originated
0Denied

Trend in Iowa

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023630.0%7.75%#390
202521130.0%6.99%#293

What Gold Star Mortgage Financial Group lends in Iowa

By loan purpose

Home purchase 14 67% · 0.0% denied
Cash-out refinance 6 29% · 0.0% denied
Home improvement 1 5% · 0.0% denied

By loan type

Conventional 17 81% · 0.0% denied
FHA 3 14% · 0.0% denied
VA 1 5% · 0.0% denied

Where in Iowa

Counties with the most Gold Star Mortgage Financial Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pottawattamie County 1370 0.0%
Montgomery County 430 0.0%
Harrison County 110 0.0%
Black Hawk County 110 0.0%
Henry County 110 0.0%
Polk County 100 0.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 21 applications in 2025, of which 13 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

The median rate on loans Gold Star Mortgage Financial Group originated in Iowa in 2025 was 6.99%, against a statewide median of 6.50%.

About this data. Figures are Gold Star Mortgage Financial Group's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology