Go Mortgage in Illinois vs the state
7.1%Denial rate-9.98 pts vs state
11.1%Decision denial rate-10.57 pts vs state
50.0%Origination rate-8.74 pts vs state
6.63%Median rate-0.13 pts vs state
-0.21Rate spread (pts)-0.59 pts vs state
$214kMedian applicant income
7Loans originated
1Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 120 | 73 | 5.8% | 6.63% | #303 |
| 2024 | 24 | 3 | 8.3% | 7.38% | #564 |
| 2025 | 14 | 7 | 7.1% | 6.63% | #643 |
What Go Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Go Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 5 | 3 | 1 | 20.0% |
| Lake County | 3 | 1 | 0 | 0.0% |
| DuPage County | 1 | 0 | 0 | 0.0% |
| Kendall County | 1 | 1 | 0 | 0.0% |
| McHenry County | 1 | 1 | 0 | 0.0% |
| McLean County | 1 | 0 | 0 | 0.0% |
| Champaign County | 1 | 1 | 0 | 0.0% |
| Kane County | 1 | 0 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 14 applications in 2025, of which 7 were originated and 1 denied.
7.1% of all applications, or 11.1% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Go Mortgage originated in Illinois in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Go Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology