Glacier Bank · Texas · 2025

Glacier Bank in Texas: approval rate, denial rate and rates (2025)

Glacier Bank took 120 mortgage applications in Texas in 2025, ranking #515 of 1,568 lenders active in the state. It originated 78.3% of them and denied 9.2% (9.8% of the applications it decided), against a statewide denial rate of 19.4%.

120Applicationsin TX
9.8%Decision denial ratestate 24.9%
6.88%Median ratestate 6.50%
$155,000Median loanstate $245,000
$24MVolume32 counties

Glacier Bank in Texas vs the state

9.2%Denial rate-10.26 pts vs state
9.8%Decision denial rate-15.08 pts vs state
78.3%Origination rate+23.45 pts vs state
6.88%Median rate+0.38 pts vs state
0.20Rate spread (pts)+0.01 pts vs state
$122kMedian applicant income
94Loans originated
11Denied

What Glacier Bank lends in Texas

By loan purpose

Home purchase 77 64% · 10.4% denied
Refinance 6 5% · 0.0% denied
Cash-out refinance 14 12% · 7.1% denied
Home improvement 13 11% · 15.4% denied
Other / HELOC 10 8% · 0.0% denied

By loan type

Conventional 110 92% · 8.2% denied
FHA 7 6% · 14.3% denied
VA 1 1% · 100.0% denied
USDA / RHS 2 2% · 0.0% denied

Why it denied Texas applicants

Other 4 36%
Debt-to-income ratio 3 27%
Collateral 2 18%
Credit history 2 18%

Where in Texas

Counties with the most Glacier Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Titus County 16130 0.0%
Lamar County 1393 23.1%
Brazos County 11100 0.0%
Bowie County 10100 0.0%
Hopkins County 850 0.0%
Franklin County 540 0.0%
Travis County 531 20.0%
Gregg County 550 0.0%
Camp County 421 25.0%
Dallas County 431 25.0%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 120 applications in 2025, of which 94 were originated and 11 denied.

9.2% of all applications, or 9.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

The median rate on loans Glacier Bank originated in Texas in 2025 was 6.88%, against a statewide median of 6.50%.

About this data. Figures are Glacier Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology