Glacier Bank in Arizona vs the state
17.1%Denial rate+0.86 pts vs state
21.6%Decision denial rate+1.20 pts vs state
61.2%Origination rate+1.74 pts vs state
7.00%Median rate+0.50 pts vs state
0.35Rate spread (pts)+0.12 pts vs state
$116kMedian applicant income
240Loans originated
67Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 317 | 170 | 16.1% | 7.63% | #127 |
| 2024 | 374 | 211 | 23.0% | 7.29% | #115 |
| 2025 | 392 | 240 | 17.1% | 7.00% | #133 |
What Glacier Bank lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Glacier Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mohave County | 132 | 95 | 22 | 16.7% |
| Yavapai County | 118 | 66 | 17 | 14.4% |
| Yuma County | 55 | 22 | 19 | 34.5% |
| Maricopa County | 30 | 22 | 0 | 0.0% |
| Coconino County | 19 | 14 | 3 | 15.8% |
| Pima County | 16 | 10 | 1 | 6.3% |
| Pinal County | 7 | 4 | 1 | 14.3% |
| Navajo County | 6 | 2 | 1 | 16.7% |
| Gila County | 4 | 2 | 1 | 25.0% |
| Cochise County | 3 | 2 | 1 | 33.3% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 392 applications in 2025, of which 240 were originated and 67 denied.
17.1% of all applications, or 21.6% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Glacier Bank originated in Arizona in 2025 was 7.00%, against a statewide median of 6.50%.
About this data. Figures are Glacier Bank's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology