Georgia'S Own in Oklahoma vs the state
77.8%Denial rate+59.86 pts vs state
77.8%Decision denial rate+54.91 pts vs state
22.2%Origination rate-33.88 pts vs state
9.13%Median rate+2.50 pts vs state
1.90Rate spread (pts)+1.55 pts vs state
$165kMedian applicant income
2Loans originated
7Denied
What Georgia'S Own lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Georgia'S Own applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 4 | 2 | 2 | 50.0% |
| McIntosh County | 2 | 0 | 2 | 100.0% |
| Rogers County | 1 | 0 | 1 | 100.0% |
| Tulsa County | 1 | 0 | 1 | 100.0% |
| Canadian County | 1 | 0 | 1 | 100.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 9 applications in 2025, of which 2 were originated and 7 denied.
77.8% of all applications, or 77.8% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Georgia'S Own originated in Oklahoma in 2025 was 9.13%, against a statewide median of 6.63%.
About this data. Figures are Georgia'S Own's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology