Georgia'S Own in Arizona vs the state
18.6%Denial rate+2.40 pts vs state
21.1%Decision denial rate+0.70 pts vs state
69.6%Origination rate+10.13 pts vs state
8.25%Median rate+1.75 pts vs state
0.84Rate spread (pts)+0.62 pts vs state
$252kMedian applicant income
71Loans originated
19Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 73 | 48 | 27.4% | 9.99% | #264 |
| 2024 | 133 | 90 | 20.3% | 10.00% | #205 |
| 2025 | 102 | 71 | 18.6% | 8.25% | #241 |
What Georgia'S Own lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Georgia'S Own applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 82 | 58 | 15 | 18.3% |
| Yavapai County | 7 | 3 | 3 | 42.9% |
| Coconino County | 4 | 4 | 0 | 0.0% |
| Pima County | 2 | 2 | 0 | 0.0% |
| Gila County | 2 | 0 | 1 | 50.0% |
| Apache County | 2 | 2 | 0 | 0.0% |
| Mohave County | 2 | 1 | 0 | 0.0% |
| Navajo County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 102 applications in 2025, of which 71 were originated and 19 denied.
18.6% of all applications, or 21.1% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Georgia'S Own originated in Arizona in 2025 was 8.25%, against a statewide median of 6.50%.
About this data. Figures are Georgia'S Own's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology