Geo-Corp in California vs the state
4.3%Denial rate-13.11 pts vs state
6.6%Decision denial rate-15.83 pts vs state
61.3%Origination rate+5.11 pts vs state
6.99%Median rate+0.37 pts vs state
1.33Rate spread (pts)+1.06 pts vs state
$148kMedian applicant income
569Loans originated
40Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 257 | 169 | 5.1% | 7.25% | #311 |
| 2024 | 753 | 479 | 5.2% | 7.25% | #194 |
| 2025 | 928 | 569 | 4.3% | 6.99% | #182 |
What Geo-Corp lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Geo-Corp applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 355 | 201 | 17 | 4.8% |
| San Bernardino County | 236 | 157 | 6 | 2.5% |
| Riverside County | 181 | 118 | 11 | 6.1% |
| San Diego County | 36 | 20 | 2 | 5.6% |
| Orange County | 32 | 19 | 1 | 3.1% |
| Kern County | 31 | 23 | 1 | 3.2% |
| Stanislaus County | 11 | 7 | 0 | 0.0% |
| San Joaquin County | 9 | 4 | 0 | 0.0% |
| Ventura County | 8 | 4 | 1 | 12.5% |
| Fresno County | 5 | 2 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 928 applications in 2025, of which 569 were originated and 40 denied.
4.3% of all applications, or 6.6% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Geo-Corp originated in California in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Geo-Corp's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology