Genway Home Mortgage in North Carolina vs the state
16.4%Denial rate-1.70 pts vs state
25.0%Decision denial rate+2.18 pts vs state
49.1%Origination rate-8.72 pts vs state
7.88%Median rate+1.38 pts vs state
2.23Rate spread (pts)+2.14 pts vs state
$88kMedian applicant income
54Loans originated
18Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 18 | 4 | 33.3% | 6.12% | #521 |
| 2025 | 110 | 54 | 16.4% | 7.88% | #310 |
What Genway Home Mortgage lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mecklenburg County | 12 | 7 | 0 | 0.0% |
| Harnett County | 10 | 6 | 0 | 0.0% |
| Gaston County | 9 | 6 | 2 | 22.2% |
| Johnston County | 8 | 4 | 0 | 0.0% |
| Union County | 5 | 3 | 0 | 0.0% |
| Wake County | 5 | 4 | 1 | 20.0% |
| Rowan County | 5 | 3 | 0 | 0.0% |
| Iredell County | 5 | 3 | 0 | 0.0% |
| Durham County | 4 | 4 | 0 | 0.0% |
| Hoke County | 4 | 0 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 110 applications in 2025, of which 54 were originated and 18 denied.
16.4% of all applications, or 25.0% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Genway Home Mortgage originated in North Carolina in 2025 was 7.88%, against a statewide median of 6.50%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology