Genway Home Mortgage in New Jersey vs the state
50.0%Denial rate+32.31 pts vs state
68.2%Decision denial rate+45.13 pts vs state
23.3%Origination rate-32.35 pts vs state
6.75%Median rate0.00 pts vs state
1.11Rate spread (pts)+0.83 pts vs state
$144kMedian applicant income
7Loans originated
15Denied
What Genway Home Mortgage lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Essex County | 7 | 1 | 5 | 71.4% |
| Hudson County | 6 | 3 | 2 | 33.3% |
| Warren County | 3 | 2 | 1 | 33.3% |
| Burlington County | 3 | 1 | 1 | 33.3% |
| Cumberland County | 3 | 0 | 1 | 33.3% |
| Bergen County | 2 | 0 | 2 | 100.0% |
| Union County | 2 | 0 | 1 | 50.0% |
| Passaic County | 2 | 0 | 1 | 50.0% |
| Middlesex County | 1 | 0 | 1 | 100.0% |
| Atlantic County | 1 | 0 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 30 applications in 2025, of which 7 were originated and 15 denied.
50.0% of all applications, or 68.2% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Genway Home Mortgage originated in New Jersey in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology