Genway Home Mortgage in Kentucky vs the state
24.1%Denial rate+5.33 pts vs state
31.8%Decision denial rate+8.33 pts vs state
51.7%Origination rate-6.32 pts vs state
7.81%Median rate+1.06 pts vs state
1.30Rate spread (pts)+0.98 pts vs state
$111kMedian applicant income
15Loans originated
7Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 5 | 1 | 60.0% | 6.75% | #482 |
| 2025 | 29 | 15 | 24.1% | 7.81% | #314 |
What Genway Home Mortgage lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fayette County | 7 | 3 | 1 | 14.3% |
| Jefferson County | 3 | 2 | 0 | 0.0% |
| Boone County | 3 | 3 | 0 | 0.0% |
| Jessamine County | 2 | 2 | 0 | 0.0% |
| Madison County | 2 | 1 | 0 | 0.0% |
| Rowan County | 2 | 0 | 2 | 100.0% |
| Clark County | 2 | 0 | 1 | 50.0% |
| Franklin County | 2 | 2 | 0 | 0.0% |
| Pike County | 2 | 0 | 1 | 50.0% |
| Warren County | 1 | 0 | 1 | 100.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 29 applications in 2025, of which 15 were originated and 7 denied.
24.1% of all applications, or 31.8% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Genway Home Mortgage originated in Kentucky in 2025 was 7.81%, against a statewide median of 6.75%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology