Geneva Financial in Indiana vs the state
1.1%Denial rate-15.47 pts vs state
1.4%Decision denial rate-18.77 pts vs state
78.7%Origination rate+16.48 pts vs state
6.75%Median rate0.00 pts vs state
0.64Rate spread (pts)+0.27 pts vs state
$69kMedian applicant income
359Loans originated
5Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 494 | 362 | 2.2% | 7.13% | #99 |
| 2024 | 570 | 437 | 1.6% | 7.00% | #97 |
| 2025 | 456 | 359 | 1.1% | 6.75% | #124 |
What Geneva Financial lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Geneva Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allen County | 125 | 102 | 0 | 0.0% |
| Elkhart County | 56 | 51 | 0 | 0.0% |
| Kosciusko County | 56 | 49 | 2 | 3.6% |
| Jefferson County | 38 | 28 | 1 | 2.6% |
| Lake County | 27 | 15 | 0 | 0.0% |
| Steuben County | 19 | 15 | 2 | 10.5% |
| St. Joseph County | 14 | 11 | 0 | 0.0% |
| Switzerland County | 11 | 8 | 0 | 0.0% |
| Huntington County | 9 | 6 | 0 | 0.0% |
| Noble County | 9 | 7 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 456 applications in 2025, of which 359 were originated and 5 denied.
1.1% of all applications, or 1.4% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Geneva Financial originated in Indiana in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Geneva Financial's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology