Franklin Mint in Maryland vs the state
14.3%Denial rate-4.51 pts vs state
20.0%Decision denial rate-4.13 pts vs state
57.1%Origination rate+1.43 pts vs state
4.99%Median rate-1.63 pts vs state
-2.25Rate spread (pts)-2.49 pts vs state
$144kMedian applicant income
12Loans originated
3Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 10 | 29.2% | 5.31% | #373 |
| 2024 | 21 | 10 | 33.3% | 8.62% | #403 |
| 2025 | 21 | 12 | 14.3% | 4.99% | #403 |
What Franklin Mint lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Franklin Mint applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Howard County | 4 | 3 | 0 | 0.0% |
| Cecil County | 3 | 1 | 0 | 0.0% |
| Charles County | 2 | 1 | 0 | 0.0% |
| Prince George's County | 2 | 1 | 1 | 50.0% |
| Worcester County | 1 | 1 | 0 | 0.0% |
| Baltimore County | 1 | 0 | 0 | 0.0% |
| Anne Arundel County | 1 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
| Frederick County | 1 | 1 | 0 | 0.0% |
| Carroll County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 21 applications in 2025, of which 12 were originated and 3 denied.
14.3% of all applications, or 20.0% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Franklin Mint originated in Maryland in 2025 was 4.99%, against a statewide median of 6.63%.
About this data. Figures are Franklin Mint's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology