FORT FINANCIAL Federal Credit Union in Indiana vs the state
9.4%Denial rate-7.15 pts vs state
11.1%Decision denial rate-9.03 pts vs state
75.4%Origination rate+13.13 pts vs state
7.00%Median rate+0.25 pts vs state
0.72Rate spread (pts)+0.35 pts vs state
$82kMedian applicant income
248Loans originated
31Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 431 | 242 | 9.3% | 7.49% | #109 |
| 2024 | 489 | 270 | 16.0% | 7.50% | #110 |
| 2025 | 329 | 248 | 9.4% | 7.00% | #150 |
What FORT FINANCIAL Federal Credit Union lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most FORT FINANCIAL Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allen County | 190 | 146 | 17 | 8.9% |
| DeKalb County | 44 | 28 | 6 | 13.6% |
| Steuben County | 24 | 22 | 1 | 4.2% |
| Whitley County | 21 | 16 | 1 | 4.8% |
| Noble County | 14 | 12 | 1 | 7.1% |
| Huntington County | 8 | 5 | 2 | 25.0% |
| Kosciusko County | 8 | 6 | 1 | 12.5% |
| Adams County | 3 | 3 | 0 | 0.0% |
| LaGrange County | 2 | 1 | 0 | 0.0% |
| Grant County | 2 | 2 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 329 applications in 2025, of which 248 were originated and 31 denied.
9.4% of all applications, or 11.1% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans FORT FINANCIAL Federal Credit Union originated in Indiana in 2025 was 7.00%, against a statewide median of 6.75%.
About this data. Figures are FORT FINANCIAL Federal Credit Union's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology