Florida Capital Bank in Washington vs the state
9.1%Denial rate-6.56 pts vs state
11.1%Decision denial rate-8.43 pts vs state
72.7%Origination rate+11.67 pts vs state
6.50%Median rate-0.13 pts vs state
0.14Rate spread (pts)-0.05 pts vs state
$193kMedian applicant income
8Loans originated
1Denied
What Florida Capital Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Florida Capital Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 4 | 3 | 0 | 0.0% |
| Pierce County | 4 | 2 | 1 | 25.0% |
| Snohomish County | 1 | 1 | 0 | 0.0% |
| Island County | 1 | 1 | 0 | 0.0% |
| Yakima County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 11 applications in 2025, of which 8 were originated and 1 denied.
9.1% of all applications, or 11.1% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Florida Capital Bank originated in Washington in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Florida Capital Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology