Flat Branch Mortgage in Georgia vs the state
0.0%Denial rate-19.22 pts vs state
0.0%Decision denial rate-25.07 pts vs state
81.0%Origination rate+26.86 pts vs state
6.00%Median rate-0.63 pts vs state
0.18Rate spread (pts)-0.09 pts vs state
$146kMedian applicant income
17Loans originated
0Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 20 | 4.0% | 6.75% | #523 |
| 2024 | 16 | 15 | 0.0% | 6.88% | #585 |
| 2025 | 21 | 17 | 0.0% | 6.00% | #564 |
What Flat Branch Mortgage lends in Georgia
By loan purpose
By loan type
Where in Georgia
Counties with the most Flat Branch Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Catoosa County | 5 | 5 | 0 | 0.0% |
| Gwinnett County | 2 | 1 | 0 | 0.0% |
| Newton County | 2 | 1 | 0 | 0.0% |
| Paulding County | 1 | 1 | 0 | 0.0% |
| Decatur County | 1 | 0 | 0 | 0.0% |
| Henry County | 1 | 1 | 0 | 0.0% |
| DeKalb County | 1 | 1 | 0 | 0.0% |
| Greene County | 1 | 1 | 0 | 0.0% |
| Laurens County | 1 | 1 | 0 | 0.0% |
| Dade County | 1 | 0 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 21 applications in 2025, of which 17 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Flat Branch Mortgage originated in Georgia in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Flat Branch Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology