Flagstar Bank in Nebraska vs the state
27.3%Denial rate+14.74 pts vs state
32.4%Decision denial rate+17.29 pts vs state
56.8%Origination rate-10.46 pts vs state
6.75%Median rate+0.13 pts vs state
0.32Rate spread (pts)+0.10 pts vs state
$90kMedian applicant income
25Loans originated
12Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 189 | 123 | 18.0% | 7.01% | #69 |
| 2024 | 169 | 121 | 13.0% | 6.88% | #75 |
| 2025 | 44 | 25 | 27.3% | 6.75% | #153 |
What Flagstar Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Flagstar Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 21 | 13 | 5 | 23.8% |
| Sarpy County | 4 | 1 | 2 | 50.0% |
| Saunders County | 3 | 0 | 2 | 66.7% |
| Cass County | 3 | 3 | 0 | 0.0% |
| Lancaster County | 3 | 1 | 1 | 33.3% |
| Morrill County | 3 | 2 | 1 | 33.3% |
| Garden County | 1 | 1 | 0 | 0.0% |
| Scotts Bluff County | 1 | 1 | 0 | 0.0% |
| Gage County | 1 | 0 | 0 | 0.0% |
| Dawes County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 44 applications in 2025, of which 25 were originated and 12 denied.
27.3% of all applications, or 32.4% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Flagstar Bank originated in Nebraska in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Flagstar Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology