Firstier Bank · Nebraska · 2025

Firstier Bank in Nebraska: approval rate, denial rate and rates (2025)

Firstier Bank took 42 mortgage applications in Nebraska in 2025, ranking #156 of 565 lenders active in the state. It originated 81.0% of them and denied 4.8% (5.3% of the applications it decided), against a statewide denial rate of 12.5%.

42Applicationsin NE
5.3%Decision denial ratestate 15.1%
Median ratestate 6.63%
$105,000Median loanstate $185,000
$10MVolume11 counties

Firstier Bank in Nebraska vs the state

4.8%Denial rate-7.77 pts vs state
5.3%Decision denial rate-9.88 pts vs state
81.0%Origination rate+13.67 pts vs state
Median rate
Rate spread (pts)
$90kMedian applicant income
34Loans originated
2Denied

Trend in Nebraska

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023392520.5%#135
202435278.6%#151
202542344.8%#156

What Firstier Bank lends in Nebraska

By loan purpose

Home purchase 16 38% · 12.5% denied
Refinance 20 48% · 0.0% denied
Home improvement 5 12% · 0.0% denied
Other / HELOC 1 2% · 0.0% denied

By loan type

Conventional 42 100% · 4.8% denied

Where in Nebraska

Counties with the most Firstier Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Buffalo County 19161 5.3%
Phelps County 870 0.0%
Kimball County 521 20.0%
Dawson County 220 0.0%
Gosper County 220 0.0%
Sherman County 110 0.0%
Franklin County 110 0.0%
Lancaster County 110 0.0%
Adams County 110 0.0%
Howard County 100 0.0%

Other large lenders in Nebraska

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,38417.6%6.75%
Pinnacle BankB 3,3714.3%6.95%
First National Bank of OmahaC 2,90219.6%7.00%
Charter West BankC 2,2586.6%6.50%
U.S. BankD 2,16332.9%6.99%
Veridian Credit UnionB 2,0519.8%6.49%
West Gate BankA 2,0405.0%6.50%
CentrisB 2,00216.3%6.25%
Union Bank and TrustB 1,83510.0%6.50%
Mortgage Research CenterC 1,65112.5%6.25%

Frequently asked questions

Nebraska: 42 applications in 2025, of which 34 were originated and 2 denied.

4.8% of all applications, or 5.3% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Firstier Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology