FirstBank in Oklahoma vs the state
7.7%Denial rate-10.23 pts vs state
7.7%Decision denial rate-15.18 pts vs state
46.2%Origination rate-9.95 pts vs state
5.25%Median rate-1.38 pts vs state
-0.73Rate spread (pts)-1.08 pts vs state
$55kMedian applicant income
6Loans originated
1Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 112 | 26 | 19.6% | 6.00% | #154 |
| 2024 | 131 | 34 | 18.3% | 5.00% | #150 |
| 2025 | 13 | 6 | 7.7% | 5.25% | #378 |
What FirstBank lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most FirstBank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wagoner County | 9 | 3 | 1 | 11.1% |
| Logan County | 1 | 0 | 0 | 0.0% |
| Tulsa County | 1 | 1 | 0 | 0.0% |
| Pittsburg County | 1 | 1 | 0 | 0.0% |
| Le Flore County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 13 applications in 2025, of which 6 were originated and 1 denied.
7.7% of all applications, or 7.7% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans FirstBank originated in Oklahoma in 2025 was 5.25%, against a statewide median of 6.63%.
About this data. Figures are FirstBank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology