FirstBank in Arizona vs the state
16.3%Denial rate+0.06 pts vs state
20.2%Decision denial rate-0.22 pts vs state
63.2%Origination rate+3.68 pts vs state
7.13%Median rate+0.63 pts vs state
0.17Rate spread (pts)-0.05 pts vs state
$146kMedian applicant income
252Loans originated
65Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 369 | 231 | 12.5% | 7.63% | #113 |
| 2024 | 439 | 262 | 16.0% | 7.38% | #109 |
| 2025 | 399 | 252 | 16.3% | 7.13% | #130 |
What FirstBank lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most FirstBank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 361 | 233 | 56 | 15.5% |
| Pinal County | 21 | 13 | 6 | 28.6% |
| Pima County | 6 | 1 | 1 | 16.7% |
| Yavapai County | 3 | 1 | 0 | 0.0% |
| Coconino County | 3 | 0 | 1 | 33.3% |
| Gila County | 2 | 1 | 1 | 50.0% |
| Mohave County | 2 | 2 | 0 | 0.0% |
| Navajo County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 399 applications in 2025, of which 252 were originated and 65 denied.
16.3% of all applications, or 20.2% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans FirstBank originated in Arizona in 2025 was 7.13%, against a statewide median of 6.50%.
About this data. Figures are FirstBank's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology