First Western Trust Bank in Montana vs the state
0.0%Denial rate-14.82 pts vs state
0.0%Decision denial rate-18.70 pts vs state
83.3%Origination rate+21.35 pts vs state
6.00%Median rate-0.63 pts vs state
-0.22Rate spread (pts)-0.46 pts vs state
$198kMedian applicant income
10Loans originated
0Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 4 | 0.0% | 6.50% | #214 |
| 2024 | 10 | 8 | 0.0% | 6.63% | #170 |
| 2025 | 12 | 10 | 0.0% | 6.00% | #166 |
What First Western Trust Bank lends in Montana
By loan purpose
By loan type
Where in Montana
Counties with the most First Western Trust Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lewis and Clark County | 4 | 3 | 0 | 0.0% |
| Gallatin County | 3 | 2 | 0 | 0.0% |
| Flathead County | 1 | 1 | 0 | 0.0% |
| Cascade County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Park County | 1 | 1 | 0 | 0.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 12 applications in 2025, of which 10 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans First Western Trust Bank originated in Montana in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are First Western Trust Bank's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology