First Western Trust Bank · Arkansas · 2025

First Western Trust Bank in Arkansas: approval rate, denial rate and rates (2025)

First Western Trust Bank took 7 mortgage applications in Arkansas in 2025, ranking #374 of 802 lenders active in the state. It originated 57.1% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 18.2%.

7Applicationsin AR
0.0%Decision denial ratestate 23.1%
6.81%Median ratestate 6.63%
$285,000Median loanstate $165,000
$5.0MVolume5 counties

First Western Trust Bank in Arkansas vs the state

0.0%Denial rate-18.19 pts vs state
0.0%Decision denial rate-23.13 pts vs state
57.1%Origination rate+0.31 pts vs state
6.81%Median rate+0.19 pts vs state
-0.23Rate spread (pts)-0.57 pts vs state
$140kMedian applicant income
4Loans originated
0Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024540.0%7.38%#425
2025740.0%6.81%#374

What First Western Trust Bank lends in Arkansas

By loan purpose

Home purchase 4 57% · 0.0% denied
Refinance 1 14% · 0.0% denied
Cash-out refinance 2 29% · 0.0% denied

By loan type

Conventional 5 71% · 0.0% denied
VA 2 29% · 0.0% denied

Where in Arkansas

Counties with the most First Western Trust Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Boone County 200 0.0%
Pulaski County 220 0.0%
Craighead County 110 0.0%
White County 100 0.0%
Pope County 110 0.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 7 applications in 2025, of which 4 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans First Western Trust Bank originated in Arkansas in 2025 was 6.81%, against a statewide median of 6.63%.

About this data. Figures are First Western Trust Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology